interestrates

interest rates

形容词和名词的不同含义

- 形容词：interest rates（利率）是指贷款或存款的利率，即借贷资金所需支付的费用或存入资金所得到的回报率。 - 名词：interest rates（利率）是指经济体系中调整货币供应和需求的政策工具，通常由中央银行决定，并影响市场中的借贷和投资活动。

词语辨析

- interest rate（利率）和rate of interest（利率）是同义词，用法相同。 - interest rate（利率）和exchange rate（汇率）是不同的概念，前者指的是借贷或存款的利率，后者指的是不同货币之间的兑换比率。

词汇扩充

- low interest rates（低利率） - high interest rates（高利率） - fixed interest rates（固定利率） - variable interest rates（浮动利率） - annual interest rates（年利率） - compound interest rates（复利）

近义词

- lending rates（贷款利率） - borrowing costs（借款成本） - finance charges（金融费用）

反义词

- zero interest rates（零利率）

柯林斯词典

interest rate (interest rates)
名词 1. An interest rate is the amount of interest that must be paid on a loan or an investment, expressed as a percentage of the total amount borrowed or invested.
例句：The interest rate on the loan is fixed at 5%. 2. An interest rate is the amount of interest that a country's central bank charges when it lends money to other banks.
例句：The central bank has raised interest rates by one percentage point.

牛津词典

interest rate (interest rates)
名词 1. The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.
例句：The interest rate on the mortgage is 3.5%. 2. The proportion of an amount of money which is given as interest on an investment, loan, or bank account.
例句：The bank offers competitive interest rates on savings accounts.

用法

- interest rates可用作名词或名词短语，表示利率的概念。 - 在金融和经济领域中，interest rates是一个重要的概念，对货币市场和借贷活动产生重大影响。

相关的例句

1. The central bank has lowered interest rates to stimulate economic growth. （中央银行降低了利率以刺激经济增长。） 2. High interest rates make borrowing more expensive for businesses. （高利率使得企业借款更加昂贵。） 3. Fixed interest rates provide stability for borrowers as they remain constant over the loan term. （固定利率为借款人提供了稳定性，因为在贷款期限内保持不变。） 4. The government is considering reducing interest rates to boost consumer spending. （政府正在考虑降低利率以刺激消费支出。） 5. Many people choose to invest in bonds because they offer higher interest rates than savings accounts. （许多人选择投资债券，因为它们提供比储蓄账户更高的利率。） 6. The bank's prime interest rate is currently at 4%. （该银行的优惠利率目前为4%。） 7. Rising interest rates may discourage individuals from taking out new loans. （利率上升可能会使人们不愿申请新贷款。） 8. The central bank announced a cut in interest rates to stimulate investment in the housing market. （中央银行宣布降低利率，以刺激房地产市场的投资。） 9. The interest rate on my savings account is quite low compared to other banks. （与其他银行相比，我的储蓄账户的利率相当低。） 10. The company decided to lock in a fixed interest rate for its long-term loans. （该公司决定为其长期贷款锁定固定利率。） 11. The higher interest rates are intended to curb inflation. （更高的利率旨在抑制通货膨胀。） 12. The bank charges a penalty for early repayment of loans to compensate for lost interest rates. （银行对提前还款收取罚息，以弥补损失的利息。） 13. The government has implemented measures to keep interest rates stable during times of economic uncertainty. （政府已采取措施在经济不确定时期保持利率稳定。） 14. The central bank's decision to raise interest rates had a negative impact on the stock market. （中央银行决定提高利率对股市产生了负面影响。） 15. The lower interest rates have encouraged more people to invest in the real estate market. （更低的利率鼓励更多人投资于房地产市场。） 16. The bank offers a range of products with different interest rates to cater to customers' needs. （该银行提供一系列具有不同利率的产品，以满足客户的需求。） 17. The interest rates are subject to change based on market conditions. （利率可能会根据市场情况而变动。） 18. The government is monitoring the impact of interest rate changes on the economy. （政府正在监测利率变动对经济的影响。） 19. The company decided to refinance its loans to take advantage of lower interest rates. （该公司决定再融资以利用更低的利率。） 20. The central bank's decision to cut interest rates was met with mixed reactions from economists. （中央银行降息的决定引起了经济学家们不同的反应。）