
Liability Insurance
“Liability insurance” 是一个名词短语,指的是对个人或企业在法律上因造成他人损失或伤害而需承担的责任提供保护的保险。
词语辨析
在这个词中,“liability” 是名词,表示“责任”;“insurance” 也是名词,表示“保险”。通常没有形容词用法,因此它的含义主要集中在名词的层面。
词汇扩充
Liability: 责任
Insurance: 保险
Coverage: 保障范围
Premium: 保费
Claim: 索赔
近义词
Indemnity insurance: 赔偿保险
Professional liability insurance: 职业责任保险
反义词
Non-liability: 非责任
牛津词典与柯林斯词典
根据牛津词典和柯林斯词典的定义,“liability insurance” 是一种为被保险人提供法律责任保护的保险形式,旨在覆盖因法律责任而导致的损失或索赔。
用法
在商业和个人理财中,liability insurance 是一种重要的风险管理工具,尤其在企业运营和专业服务中尤为常见。
例句
Many businesses rely on liability insurance to protect themselves from legal claims.
许多企业依赖于责任保险来保护自己免受法律索赔。
If you own a car, you must have liability insurance to drive legally.
如果你拥有一辆汽车,你必须有责任保险才能合法驾驶。
Liability insurance can cover damages caused by accidents.
责任保险可以覆盖由事故造成的损失。
Many professionals purchase professional liability insurance to safeguard against malpractice claims.
许多专业人士购买职业责任保险以防止失职索赔。
Understanding your liability insurance policy is crucial for effective risk management.
理解你的责任保险政策对有效的风险管理至关重要。
The cost of liability insurance can vary based on your industry.
责任保险的费用可能因行业而异。
It's wise to review your liability insurance coverage regularly.
定期检查你的责任保险保障范围是明智之举。
After the accident, he filed a claim with his liability insurance provider.
事故发生后,他向自己的责任保险提供者提出了索赔。
Many landlords require tenants to have liability insurance as part of their lease agreement.
许多房东要求租户在租赁协议中拥有责任保险。
Without liability insurance, you could face significant financial risks.
没有责任保险,你可能面临巨大的财务风险。
Businesses can avoid major losses by investing in comprehensive liability insurance.
企业通过投资于全面的责任保险可以避免重大损失。
Some individuals mistakenly believe that liability insurance is unnecessary.
一些人错误地认为责任保险是不必要的。
Many policies offer additional coverage for legal fees associated with claims.
许多保单提供与索赔相关的额外保障。
Understanding the exclusions in your liability insurance policy is essential.
理解你责任保险政策中的排除条款是必不可少的。
Young drivers often face higher premiums for liability insurance.
年轻司机通常面临更高的责任保险保费。
Some businesses opt for higher liability insurance limits to ensure better protection.
一些企业选择更高的责任保险限额以确保更好的保护。
It's important to keep your liability insurance information up-to-date.
保持你的责任保险信息最新是很重要的。
Having liability insurance can provide peace of mind for business owners.
拥有责任保险可以为企业主提供安心。