creditrating

Credit Rating

词义分析

“Credit rating”是一个名词短语，指的是对个人、企业或国家信用worthiness的评估。该词没有形容词形式，但与之相关的形容词包括“creditworthy”（信用良好的）和“creditable”（值得信赖的）。

词汇扩充

• Creditworthy - 具有良好信用记录的

• Credit report - 信用报告

• Credit score - 信用评分

• Default risk - 违约风险

近义词

• Credit assessment - 信用评估

• Credit evaluation - 信用评价

反义词

• Credit unworthiness - 信用不良

词典参考

• 柯林斯词典：Credit rating refers to an assessment of the creditworthiness of a borrower.

• 牛津词典：A credit rating is a numerical expression of a person’s or company’s creditworthiness.

用法示例

• The company's credit rating has improved significantly over the past year.

  该公司的信用评级在过去一年中显著提高。

• A high credit rating allows individuals to secure loans at lower interest rates.

  高信用评级使个人能够以较低的利率获得贷款。

• Investors often check the credit rating of a government before buying bonds.

  投资者在购买债券之前通常会检查政府的信用评级。

• Her credit rating was affected by late payments on her credit card.

  她的信用评级因信用卡的逾期付款而受到影响。

• Companies with low credit ratings struggle to find financing.

  信用评级低的公司在寻找融资时面临困难。

• A credit rating downgrade can lead to higher borrowing costs.

  信用评级下调可能导致更高的借款成本。

• Regularly monitoring your credit rating can help you maintain good financial health.

  定期监控你的信用评级可以帮助你保持良好的财务状况。

• Lenders use credit ratings to determine the risk of lending money.

  贷款人使用信用评级来确定借款的风险。

• Understanding how credit ratings work is crucial for financial planning.

  理解信用评级的运作方式对财务规划至关重要。

• Many factors can influence a person's credit rating, including payment history and debt levels.

  许多因素可以影响一个人的信用评级，包括付款历史和债务水平。

• A strong credit rating can open doors to better job opportunities.

  良好的信用评级可以为更好的工作机会铺平道路。

• She was surprised to find out that her credit rating was much lower than she expected.

  她惊讶地发现她的信用评级远低于她的预期。

• To improve your credit rating, pay your bills on time and reduce debt.

  要提高你的信用评级，按时付款并减少债务。

• Financial institutions often rely on credit ratings when making lending decisions.

  金融机构在做出贷款决策时通常依赖于信用评级。

• Your credit rating can affect your ability to rent an apartment.

  你的信用评级可能会影响你租房的能力。

• Some employers check the credit ratings of potential employees.

  一些雇主会检查潜在员工的信用评级。

• It’s essential to understand the impact of your credit rating on your finances.

  理解你的信用评级对你财务的影响至关重要。

• The credit rating agency issued a report on the economic outlook.

  信用评级机构发布了一份关于经济前景的报告。

• Changes in the economy can lead to fluctuations in credit ratings.

  经济变化可能导致信用评级的波动。